Using Ditech or GMAC for a loan- How are they?

Has anyone gone through either of these companies for a home loan or equity loan. We are about to use them and want to know if we should go through with it. Thanks.

Using Ditech or GMAC for a loan- How are they?

GMAC is ok...and Ditech isnt actually a lender, they will set you up with a bank...and usually with them, they say less fees but will give you an inflated rate...if you have decent credit (720+) i would suggest going to an A-paper bank (Wells, Countrywide, BofA, etc) otherwise, shop around as much as you can...good luck

Using Ditech or GMAC for a loan- How are they?

I use GMAC - perfectly happy so far.

Using Ditech or GMAC for a loan- How are they?

Good service, great interest rate but...DO NOT GET A HELOC!!!

%26#039;home equity line of credit%26#039;---do not not not---it shows up on your credit as a %26quot;revolving%26quot;, like a HUGE LARGE BALANCE VISA CARD...so your fico score will nosedive!