Can anyone recommend a bank or mortgage company that approves home loans for people with not so good

Especially is their FICO is below the typical 620.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

Countrywide has a sister company that works with people who have lower credit scores and usually it is done with a fixed rate also. You could go to countrywide%26#039;s website or call them.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

not a lot of lenders are doing sub prime paper right now, and the ones that are, it comes at a cost! you want to check with your bigger company%26#039;s!

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

Call Countrywide Direct. They are a direct lender, so you will know for sure if you will get your loan. They also have programs for people with credit as low as 500.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

Try Lending Tree. They will shop around for you and you should get an offer from someone. The interest rate will probably be higher according to your credit rating.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

First, have you reviewed all 3 credit reports for errors. If no, do so; it takes anywhere from 45-60 days to fix errors or disputes yourself ( debt that%26#039;s been paid and you have proof).

Next, try lendingtree.com.

Even if you%26#039;re credit is not so great, you may be able to get a decent rate- some company somewhere wants your business. You can compare rates and terms between potential lenders. Usually a response in 24-48hrs.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

Yeah it%26#039;s possible, I have actually done 3 loans below 500 in the past two months, the FHA has changed it to 500 and up recently. The rates I was able to get for people through the FHA were about 2 percent better than the subprime lenders, because there is less risk when it%26#039;s government backed. My advice is to find a mortgage broker who can find the best available for your situation.

Can anyone recommend a bank or mortgage company that approves home loans for people with not so good credit?

You will be ripped off if you obtain a home loan with that type of FICO score.

I recommend that you RUN AWAY from signing up for more debt!!! It has not been helping you, and it appears to be really tearing at you.

I made a decision in 2002 to say NO! to more debt and became debt-free in 14 months!!! There is NOTHING like knowing you are debt-free!!!