How do I go about refinancing a secured loan?

I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I%26#039;ve been paying this for years and it never ends. I%26#039;ve been through a debt payment program but this bill could not be included because it was secured. What steps can I take to get rid of this bill short of suicide?

How do I go about refinancing a secured loan?

Speak with the bank and have them restructured the loan to fixed term payment. What it means is S$16,000 multiply by XX numbers of fixed instalment payments. This way, you%26#039;re be able to pay up the loan in full within xx number of months/years.

How do I go about refinancing a secured loan?

Please don%26#039;t resort to suicide!! This site has a lot of helpful loan information...you might also get some good tips here. http://loan.divinfo.com/ Good luck with this!

How do I go about refinancing a secured loan?

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.