Looking for a Loan for a start up business?

Iam in the process of starting a music production company. I%26#039;m interested in getting a possible Loan. In order to get the company off the ground i%26#039;m probably going to need something along the lines of $20,000. Considering this is a start up is it possible to get a loan in that amount with no credit history for the company?

Looking for a Loan for a start up business?

Contact your SBA. They can assist you with setting up a business plan and if you can provide a great business plan they offer loans.

Loan Officers MOrtgage?

I Have a nice pipelne of about 25 leads, of wich 17 are easy loans, and the others are a little difficult, but doable, I want to proccess my loans, all I need is a company that let me do that, I DONT have a MORTGAGE BROKER LICENSE, I%26#039;m in the process of getting mine, but I need to close this deals, anybody that could help me, and please reasonable offers, I have been a loan processor for aout 4 years so I KNOW what I%26#039;m doing.

Loan Officers MOrtgage?

What state are you in?

Loan Officers MOrtgage?

Where are you located? I work for a mortgage banker in the SF Bay Area %26amp; we are actively seeking experienced agents.

Loan Officers MOrtgage?

for your offer please visit us at

http://www.infinityleadz.com or

mail to --%26gt; sales@infinityleadz.com.

Contact person - Tarun B

Where can I get a small loan being a military spouse?

My husband just deployed last friday and the military screwed us pay wise. Now I have to come up with money quick just to keep my utilities on. I have a 2 year old and and having a hard time finding a company to give me a loan just because I am a military spouse....HELP!!!

Where can I get a small loan being a military spouse?

If you do not have a job, lenders will not lend. Perhaps friends or relatives can help.

Where can I get a small loan being a military spouse?

Usually the service your husband is in can help out. If he is in the Navy or Marine Corps, there is something called the Navy-Marine Corps Relief Society. They give short-term no interest loans for military families in need.

If he is in another service, go to the Family Service Center on base and they should point you in the right direction. Also, check out the links below.

Where can I get a small loan being a military spouse?

Fortunately, the internet has opened up a host of opportunities to obtain such loans. There are websites that specialize in just that. Furthermore, there are traditional lenders that offer an online application pathway%26lt;!--provides you with provisional acceptance depending upon your ability to prove your statements to the lender. This streamlines the lending process and gets rid of a lot of borrowing anxiety. If you meet specified criteria and can prove that you do, then you will definitely get the loan.

http://best-loans.awardspace.com/

How to get a particular loan should only be one aspect of your research, the other (even more important) things you need to take into account are the terms and conditions of the loan, your ability to make the monthly--%26gt;payments and whether or not you will need to put up real estate as security.Once you have taken the time to ask yourself some searching questions and also get some reliable answers from lenders, you will be in a much better position to choose a loan.

Where can I get a small loan being a military spouse?

My advice is to listen to uscav8r advice. CHeck on yor husbands base and they will be able to direct you. Also check with the utility company as they may have a program to help you out.

NEVER reply to any of the emails in the other posts that are offering to lend you money. They will ask for a checking account number and will start sending what little money you have and then bounce checks in your account.

Income requirements for typical Auto Loan?

I have a credit score of 702, however I only make about a $1000 a month. I don%26#039;t realy have a down payment either. Does anyone know of a company I could get a loan with little trouble? I have no debit as of right now, so i could manage a $300 or more car payment.

Income requirements for typical Auto Loan?

I have 14 lenders and not one of them will work with anyone that makes less then $1,300.00 a month.

There are dealers out there that will lie about a persons income if they think they can get around proving it to the bank, remember banks on allow 20% of your gross monthly income for a car payment and no more then 45% total debt to income. They will also factor in $300.00 a month for rent even if you live at home and $100.00 a month for insurance.

Good luck.

Income requirements for typical Auto Loan?

Why don%26#039;t you save up some money first for a down payment. If you%26#039;ve never had an auto loan before, I%26#039;ll bet they are going to want some money down or a co-signer. If you can afford to set $300 a month a side, why not go ahead and do that for the next two or three months and then you%26#039;ll have a bit to put down on it.

When I bought my car new, I got a better interest rate by putting $1000 down instead of $500. I didn%26#039;t make much at the time either (probably $1200/month), had never had an autoloan before, and I had to have a co-signer. They look at all sorts of things when determining whether you get a loan or not. If you live with your parents say, and are not paying rent, then your pay isn%26#039;t so bad, and they take that into consideration.

Your score is decent, so that shouldn%26#039;t be a problem. You might want to try your bank, as they may give you the best interest rate since you already do business with them. Definitely shop around for the rate. Some dealerships run specials, like 1.9%, but I had a friend with excellent credit and a large downpayment, and he didn%26#039;t qualify for that because they told him he%26#039;d never had an autoloan before. They wanted to charge him 11%. He went to his bank and got a loan with 6% interest.

Income requirements for typical Auto Loan?

Typically we look for a minimum of $2k/month.. Some will go a little lower if you%26#039;re trading out of a similar payment. If I were you, I%26#039;d get a co-signer that has decent credit and makes decent $.

Income requirements for typical Auto Loan?

Spifiman1 is correct.

Have anyone ever received a loans from Peterson Investment Company?

There was 2 options one to send money and one to send a deed for collateral!!!!!

Have anyone ever received a loans from Peterson Investment Company?

Sorry, but I could not find online a company that seemed to match that description. You might ask them to mail you a brochure, and then show it to somebody you know who seems to be savvy about financial matters. If you don%26#039;t have a friend like that, then try a banker, attorney, or accountant.

If you cannot satisfy yourself regarding who they are and what they do, then by all means don%26#039;t trust them with your money.

Best of success.

Is anyone aware of payday loan co. giving your bank info to third parties claiming you authorized de

I applied at a payday loan co. and 3 times I ended up with debits from my account. Twice was for $19 for applying but the kicker is when $49.99 was taken from my account for a secret cash card? I found out where it came from and they claim I checked yes to one of the boxes on a payday loan appl. authorizing this third party company to send a check through my bank ordering a secret cash card thats a prepaid debit card thats suppose to give me online privacy when purchasing and protect me from companies and people from getting my personal info. Now it seems like I need that very protection from the stupid people thats selling it or fraudulently debited my account! The bank told me that when I applied for the loan I authorized the third parties to debit my account for various things. My thing is If your applying for ONE thing such as a payday advance how can it%26#039;s friend tom who sells shoes, joe who sells dog food and mary who sells secret cash cards legially take that money out my bank ?

Is anyone aware of payday loan co. giving your bank info to third parties claiming you authorized debits?

UHH?? I%26#039;VE USED SEVERAL OF THE RIPE OFF PAYDAY LOANS, BUT NEVER ENCOUNTERED SOMETHING LIKE THIS... YOU REALLY NEED TO CLOSE THAT ACCOUT AND OPEN A NEW ONE. IF NOT, EVERY TOM, DICK AND HARRY MAYBE GETTIN EM SUM FREE MONIES..... THEN PUT STOP PYMT. ON THAT CHECK AND MAKE PYMTS TO THAT LOAN COMPANY TO GET THEM PAID OFF...

Is anyone aware of payday loan co. giving your bank info to third parties claiming you authorized debits?

Contact the office that regulates payday loans in your state and tell them. This company may not be licensed in your state. If they are, they can look into the operation. Just b/c you agreed to it, doesn%26#039;t make it legal. We are a payday loan software company. http://introxl.com/ Report It

Is anyone aware of payday loan co. giving your bank info to third parties claiming you authorized debits?

That was probably on the app that you filled out. i guess they can %26quot;technically%26quot; do that. still a very shady practice.

i know in Colorado, it is illegal for them to charge up front and laws are very strict. If they need to contact you, they cant even leave a message regarding your business with them.

Those things are a scam. they usually charge 500% interest, definitely stay away from them as much as you can.

Is anyone aware of payday loan co. giving your bank info to third parties claiming you authorized debits?

You never know what to expect from the ursherers who run these pay-day loan crap-holes. They prey on the poorest people and those who cannot manage their finances. On top of their ridiculous interest rates, it isn%26#039;t surprizing that they would sell you information to telemarketers, and add additional fees having nothing to do with your loan. Stay away from these people.

On friday i took out a loan but have since decided that i do not want to take the risk of borrowing

I have been to see the company that gave me the loan but they tell me because i signed the papers i cannot cancel. I thought i have 14 days to change my mind (I am in the UK)

On friday i took out a loan but have since decided that i do not want to take the risk of borrowing too much?

put the money in the bank and dont spend it. pay it off asap when you are legally able to. this will be good for your credit.

On friday i took out a loan but have since decided that i do not want to take the risk of borrowing too much?

Take the money and repay it in a few days. How much interest will you be paying over a week or two??? I seriously doubt they will return your payment to you.

On friday i took out a loan but have since decided that i do not want to take the risk of borrowing too much?

Being a previous Cahoot Loan customer, i know once the papers are signed you cannot council %26#039;as%26#039; you already signed. I think you can only change your mind if you%26#039;ve been approved but havent signed the papers yet. What you can do is bank the money and pay the loan of using the money theyve given you, but you%26#039;ll obviously have to pay extra due to the interest. I suppose that would be your best bet at the moment, or invest in something and get a return so you literally lose nothing!

On friday i took out a loan but have since decided that i do not want to take the risk of borrowing too much?

Put the money in the bank and pay it back as soon as possible. How much interest can there be in 30-days?

I don%26#039;t know about the U.K. but in the United States if you sign paperwork at the lenders office there is no waiting period. You are on the hook the second you walk out of the door.

In this country a lot of people get confused about the right of refusal law. Which states that if a customer signs paperwork at the place of business, the place of business has 72-hours to change their minds. If the customer signs the paperwork anywhere other than the place of business, they have 72-hours to change their minds.

What type of contract is a personal loan where installment payments are made monthly?

I signed a contract with a financial company for a small personal loan, where I made monthly installment payments on a revolving line of credit. Is that considered a written, promissory, or open-ended account in terms of the statute of limitations to sue in court? Thanks

What type of contract is a personal loan where installment payments are made monthly?

Who%26#039;s suing who? Sounds open-ended by the fact it%26#039;s a revolving line of credit. Usually means not a fixed amount.

Is it unethical to be a loan processor for two companies that compete with each other?

Yes....you broke your contract rules

Is it unethical to be a loan processor for two companies that compete with each other?

Not if you are operating as an independant processor. Also it wouldnt be unethical if both companies knew that you were doing the processing for each other. Also, if you are employed by %26quot;Company A%26quot;, it would be unethical to take calls or to do work for %26quot;Company B%26quot; on Company A%26#039;s time.

As a side note, a reputable financial institution does not need to compete with other companies for business. Secondly a loan processor working for a reputable company will probably be too busy to take 2 jobs.

Is it unethical to be a loan processor for two companies that compete with each other?

Yes, and conflicting with each other... i%26#039;ve found that when one has to ask that the answer is usually yes (in these cases), perhaps the $ is your motivation in working for 2 competing company%26#039;s...

you may want to resolve this or you lose both jobs... think of it from their perspective

Is there a company that will consolidate personal loans with student loans?

a known company, with a good interest rate.

Is there a company that will consolidate personal loans with student loans?

I don%26#039;t know of one, but if you want to consolidate your student loans, go to thestudentmoneystore.com It%26#039;s easy. Rates depend on your credit rating, so you%26#039;ll get the best rate that you qualify for.

Loan Officer Licensing Laws?

I work as a loan officer in California. Do I need to get another license to do loans in New York? Does the company I work for have to be licensed? How does this work?

Loan Officer Licensing Laws?

I couldn%26#039;t top Melly`s reply but if you want more

sources of info then here you%26#039;ll get plenty

to read:

http://credit-cards.ebookorama.com

http://finance.ebookorama.com

http://credit.ebookorama.com

http://credit-repair.ebookorama.com

good luck!

if it helps please remember me cheers

Loan Officer Licensing Laws?

The Mortgage Broker you work for must be licensed in the state you are wishing to do business in. Your license is not state specific but your company%26#039;s must be. Good Luck! Getting licensed to do mortgage loans in New York is a lengthy process!

Anyone use Sunmark Financial Group for a personal loan??

Wondering if anyone has used this company to obtain a personal loan. They have a website but or not listed with the Better Business Bureau. They are located out of Kansas CIty MO. Your help is appreciated.

Anyone use Sunmark Financial Group for a personal loan??

I have used Sunmark Financial Group this past week for a personal loan. They at first approved 10,000 at six percent for six years. Then they called me the next day and said to wire $1000 dollars to the lender as collateral. The next day they said they needed another $1000. I wired both amounts. Then they called me the next day and said the lender backed out. They were suing him. They also said they would refund my money on the 25th of May. I am out $2000 dollars and don%26#039;t trust them. I will see if my money is in my account on the 25th. What was your dealings with them Amy?

Anyone use Sunmark Financial Group for a personal loan??

You will never see your money again and do not send them anymore. I had this happen to me about 3 years ago. They kept having excuses for needing more money. Never heard anything else from them. They are more than likely located outside of the US. If they are, their is no way you can get your money back. If you live in the US, do not pay money upfront for any type of loan. Due to extradition laws, there is no way of obtaining your money from them. Besides, why would you need to pay money upfront for a loan? That is a lame excuse for stealing your money. They can come up with any type of reason. They prey on people who need financial assistance and make a bad situation worse.

Where can i get a loan for school?

I am unable to get a loan from those %26quot;pay nothing till you graduate%26quot; lenders.

I%26#039;ve tried Astrive, Think student loans and the lending tree. i was declined every time each with a separate co-signer.

I just checked my credit report and I owe $1600 to a collection agency for a past credit card (3yrs go) and $1100 to a collection agency (1 yr ago) for an inhouse school loan. I still owe 3 other company%26#039;s about $100 a piece.

Are there any other lenders that might loan me money in my situation? Is there any other route i can take to get back to school for the spring semester? or am i at a standstill untill i can pay those other debts off?

Where can i get a loan for school?

Apply for the student grant. You do not have to pay it back. I already got the student grant of 4000 USD for this year.

step 1 : http://www.pin.ed.gov/

step 2: http://www.fafsa.ed.gov/

GOOD LUCK.

Where can i get a loan for school?

Maybe first check out a site called %26quot;Cheap College Degrees%26quot;, or google %26quot;John Bears Guide to Colleges%26quot; Many good answers there.

Where can i get a loan for school?

my daughter went to the local employment agency ( to look for a job) there is some new government program called %26quot;no workers left behind) and thru the employment agency they are helping her go to college without cost to her.. try this and good luck

Where can i get a loan for school?

Okay... you may not be able to get financial help to attend the same college for the spring semester. You%26#039;re credit report won%26#039;t look good to many if any loan companies. I%26#039;m being very honest with you. I attend college online and only pay 41.00 a month for books, tuition, etc. I do it all in my home and at my own pace and no homework either well except the actual schoolwork you get sent to you of course. You should check out the website though. It%26#039;s a great school. www.ashworthuniversity.com

Where can i get a loan for school?

There are many student loan lenders.Before you go for one check the rate of interest and also see that the lender is a legitimate one.

Don%26#039;t pay any money to get the laon. You can also try for some scholarship online.

To know more you can visit

http://www.easystudentloan.blogspot.com

and

http://www.scholarshipgrants.blogspot.co...

Where can i get a loan for school?

The best type of loan to get is a federal loan because you don%26#039;t need good credit or a cosigner.

Here are the steps you need to take:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don%26#039;t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/stud...

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/stud...

4) You can also try to get a grant or scholarship, which is free money that you won%26#039;t have to pay back. Look here:

http://www.fedmoney.org/

http://apps.collegeboard.com/cbsearch_ss...

http://www.freegovmoney.net/

http://www.educationplanner.com/educatio...

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

Where can i get a loan for school?

Besides looking to loans and grants you should also sign up for those grocery rewards programs that give you education dollars when you shop.

Refinancing car loan for longer period?

An unconventional question, but...is it possible to refinance a car loan for a longer period of time? For instance, if you have 48 months left on your loan, can one refinance w/another company for 60 months to simply lower the payments for the immediate future? Thanks!

Refinancing car loan for longer period?

Yes it%26#039;s possible but only if the lender you%26#039;re financing with offers a competitive, the same or lower rate than the one you%26#039;re financing thru right now.

Refinancing car loan for longer period?

It *is* possible to refinance a car loan, but it%26#039;s almost never financially advantageous. Refi rates for car loans are *much* higher than what you would get when you initially buy the car. I suppose the reason for this is that usually the only people who tend to need to refinance their car loan are people in financial trouble.

Refinancing car loan for longer period?

Yes you can refinance but you did not include the key to your question which is the model year of vehicle.

here is a guideline in effect by some lenders.

Current or up to 2 model years old - 72 to 84 months

up to 5 model years 60 months, beyond that it drops to shorter terms and some prime lenders will not consider loans for vehicles beyond 6 or 7 model years old.

why don%26#039;t you contact your current lender before shopping around and see if they will extend for lower payments, and then shop and compare the interest rate. good luck

some - guidelines

1 ) the newer the model the longer the term

2 ) the newer the model the lower the rate

3 ) the older the model the shorter the term

4 ) the older the model the higher the rate

5 ) the higher the amount the lower the rate

6 ) the lower the amount the higher the rate

Refinancing car loan for longer period?

based upon your status,I believe you should find something useful here.http://loan.online-supporthome.info/lowe...

In this situation, what should the company do about a Form 1098?

This company has an agreement with a customer for a regular loan where the customer pays the interest. This client for the past seven months has made every payment on time. However, another firm working with this company has looked into this customer%26#039;s past records and sees that previous loans to this customer from other companies have had late or no payments and this person has many financial difficulties. As a result, the loan has been downgraded to non-accrual so all payments are supposed to be counted as being paid toward the principal, not interest. The customer does not know it has been downgraded.

Should the company in question file a 1098 for this customer because they paid what they believed to be interest? Or is there something else they should do?

If you have an answer, could you please include some kind of source for where you answer came from? Thank you.

In this situation, what should the company do about a Form 1098?

A 1098 should only be issued in the case of qualified home mortgage interest. If none was paid a 1098 would not be issued.

On non-tax issues, you should contact your attorney to make sure your company%26#039;s actions are legal under your state law.

Should I be concerned with a mortgage loan that may switch companies after signing?

I.e. natioanal city bank to 5/3 bank

Should I be concerned with a mortgage loan that may switch companies after signing?

I am a certified mortgage planner. You may see your servicing company change many times over the course of a loan term, for a variety of reasons.

The original terms of your loan will NOT change, only the servicing company that you send your checks to.

However you could have potential challenges with your new servicer, such as they don%26#039;t accept online payments or do automatic withdrawal for your payments.

If you are unhappy with your servicing company, you have two choices, deal with it or refi. And there is no guarantee that you won%26#039;t end up there again.

If you have questions or need help, please feel free to contact me via e-mail.

Should I be concerned with a mortgage loan that may switch companies after signing?

No, that%26#039;s completely normal. Banks do that all the time. You%26#039;re interest rate won%26#039;t change, nothing will change.

Should I be concerned with a mortgage loan that may switch companies after signing?

Well, every single home I have bought, and every single time I have re-financed, my loan has been sold IMMEDIATELY afterwards. So I wouldn%26#039;t concern myself, selling loans immediately after closing seems to be the standard way of doing business.

Should I be concerned with a mortgage loan that may switch companies after signing?

No. Lending companies do that all the time.

They sell their mortgages to other companies.

Do check however, that your APR is still the same, and your terms haven%26#039;t changed. Read the small print.

Make sure you still have a fixed rate if you have that.

If you have a variable rate, check that it hasn%26#039;t increased or will increase to what percentage.

Should I be concerned with a mortgage loan that may switch companies after signing?

No. This is common. I bought my last home over 3-years ago and the mortgage changed hands twice before the first year was up.

It should not effect your rate or term it%26#039;s simply one bank selling your loan to another bank.

Should I be concerned with a mortgage loan that may switch companies after signing?

Yes, always watch and see what they do with agreement documents such as a disability document that pays your payment if you are laid up and disabled. Banks such as WELLS FARGO will buy a loan from another bank and conveniently not include that contract when you need it. Irregardless if you signed it with another lender.

What are my responsibilities if I resign as a director of a limited company?

I am a 50/50 shareholder and co-director of a limited company in England. The company is not heading in the direction I want it to, and I cannot resolve the problems with my business partner. I want to leave the company; but if I do this, am I responsible (personally) for the company%26#039;s overdraft or business loan? Am I able to take with me, items of equipment which I paid for personally which have been used by the company? What can I do with my shares? Can I offer them for sale to any other people or companies?

What are my responsibilities if I resign as a director of a limited company?

ok, the company is a seperate legal entity from the directors.

you can resign whenever you want to. you will not be liable to any debts that the company owe, unless you signed a personal guarantee on the loan or bank overdraft, then you will be liable to what ever was agreed.

you can hold onto the shares if you wish, but you can sell them at the value they are worth, if anything. I would suggest that you offer them to the other director, or they will just be bought back by the company.

any equip which has been paid for personally and not re-imbursed to you can be taken with you as they belong to you.

do you have a directors loan account. ie has the value of the equipment been brought into the company and the value is owed to you? they may just give you cash for the equip instead of you taking it away.

best bet is to discuss it all with your accountant and the other director to come to an amicable agreement as the best way to deal with it.

What are my responsibilities if I resign as a director of a limited company?

. As a Director, have you committed the Company to anything that was your responsibility?Ensure you have clean exit as Director. On the assumption it maybe a fractious parting you would probably be wise to get rid of shares as well unless you buy the other partner out. Report It

What are my responsibilities if I resign as a director of a limited company?

These are all matters which should be specifically answered in the contract you signed when you took on your role as director and signed a partnership agreement.

From what i can see you and your parner are jointly and seperately liable for all the companies debts, and equipment will need to be left if its in the companies name. You probably could seel your shares unless stated otherwise in your partnershipo agreement.

I recommend you see a lawyer. Its expensive but if you dont you could be taken to court. For example you might not be allowed to start up in competition for a period of time.

What are my responsibilities if I resign as a director of a limited company?

The company%26#039;s Memorandum and Articles explain what happens in this situation. It is very unlikely that you can sell your shares or cease to be a director without the agreement of your fellow shareholder. The two of you are going to have to agree an exit strategy.

As a director, you are responsible for any decisions made during the period up to when you cease to be a director. As a shareholder, you are responsible for 50% of the company%26#039;s debts up the limit of your shareholding. If any of your shares are not fully paid, you may have to pay the balance.

Assuming that your business partner is not is a position to buy you out, a possible way forward would be for him to start a new company, for the business to be transferred to it and for the old company to be wound up.

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loan

I have really bad credit w/ a six yr old bankruptcy. i really need a loan so I can clean up my credit, among other things. I%26#039;ve tried various sites guaranteeing a loan approval for a fee--SCAMS. I need a legitimate source that deals with high risk loans and past bankruptcies. I do not want any payday loans. thanks

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

I agree with Steve M. When I filed for bankruptcy in 1990, I applied for a general loan in 1992 for $1,000. I wrote my credit union a letter and told them that I had just purchased a computer for cash over the weekend ($1,200) and I wanted to get a small loan not because I needed the money, but because I need an opportunity to reestablish my credit. They called me back and said %26quot;we%26#039;ll do $500.00%26quot;. I quickly paid them back. Then in 1993 my mother moved to another state and I need a car to visit her. I asked my credit union for $18,000, they said no. I asked them could I have anything. They said $10,000. I took that. The rest is history. All of my loans were unsecured and no collateral.

Another example, my brother who had some bad credit experiences over the years recently wanted to purchase a motorcyle and was told to get a co-signer. He couldn%26#039;t find one and was quite upset. I told him to calm down and go to his credit union. Within two days of their meeting, he was approved for more than he had originally asked for. Unsecured, no collateral.

And my daughter who didn%26#039;t any credit at all and didn%26#039;t have an account joined my credit union and within 10 minutes was approved for a new car loan. Unsecured, no collateral.

So doesn%26#039;t that sound good to you. Find one and join if you are not already a member. If you are not a member, you can check with you job to see if they are a sponsored member of one. Otherwise, it has to be a family member that gets you in. Some require you to live with that family member.

Best wishes. There%26#039;s hope, don%26#039;t dispair, and never give up!

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

The best lenders are Credit Unions, it is owned by the members, unlike a bank which is a corporate endeavor. They often will help you when no one will, whether it is a signature loan or against a car title, start small, build your history up, and it should work out. Good Luck!

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Ask at a citizens advice office.They have some experienced people

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

sign up to prosper.com. You can get an unsecured loan there. It%26#039;s like eBay for loans. You can list how much money you need and what interest rate you are willing to pay and people may loan you the money. If you have horrible credit, you will likely have to pay a high interest rate to get people to take the risk on you, but it will still be cheaper than Payday Loan. The loans are for 3 years and if you pay on time it will have a positive impact on your credit report.

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Bad Credit Loans

By: Matthew Bourne

This site has a load of good information as well as companies that you can investigate to see if they can help.

Good luck.. I%26#039;ve been there.

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

There may be something of use here.

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Not sure if this will help, but this site had a couple of offers for folks with bad credit. Offers for credit accounts combined with a loan if I remember correctly. Might be worth checking out if you%26#039;re still looking.

Here%26#039;s the site:

http://www.badcreditchargecard.com

Good luck!

Do I need Collision coverage if I have a car loan?

I owe 2500 on my car but I am paying off all but 1000 in the next week...So I will owe just a 1000 on the car. It is worth about 2000. I never drive the car because I bought a new car. Do I still need to carry collision on the car even though I never drive it? If I remove collision will the company who I have the loan with find out?

Do I need Collision coverage if I have a car loan?

Yes, you must carry it until the car loan is paid in full. Technically, your insurance carrier is supposed to report the fact that you dropped the collision coverage to your lien holder, but they don%26#039;t always get around to doing that. It%26#039;s like a 50/50 shot. However, if you do get caught, it%26#039;s a big old mess.

Do I need Collision coverage if I have a car loan?

Auto Loan Guide: http://autoloanguide.automobil... Report It

Do I need Collision coverage if I have a car loan?

If you never drive the car, then it doesn%26#039;t make sense to keep the collision portion of your insurance, unless having it is part of the agreement between you and the finance company.

Do I need Collision coverage if I have a car loan?

If the place you have the loan through has your title, then yes - they almost always require you to have collision.

If you have the title, then you can get away with basic coverage.

They probably wouldn%26#039;t know if you took collision off - but if you went out and totalled it, you would still have to pay it off before you could get the title back (so you wouldn%26#039;t even be able to sell it for scrap).

Do I need Collision coverage if I have a car loan?

until you pay the loan off in full, the finance company requires you to carry comprehensive AND collision, they really don%26#039;t care if you%26#039;re not driving the car.

Do I need Collision coverage if I have a car loan?

If your loan company or bank requires it, then yes... You do need to carry collision coverage until the loan is completely paid off. It%26#039;s part of the contract you signed in order to get the car loan in the first place.

If you cancel your insurance coverage, the insurance company will notify the loan company, and the loan company has the right to buy their own insurance and charge you for it.

Do I need Collision coverage if I have a car loan?

If you still owe money I don%26#039;t believe you can change it. Insurance companies always ask if you owe or own.

Do I need Collision coverage if I have a car loan?

The finance company, bank or credit union that holds the loan on the vehicle will certainly be notified by the insurance company if you make changes in your insurance coverage. That%26#039;s usually by state law. And usually, a car loan requires full coverage. However, sometimes a credit union can be persuaded to not require anything more than liability on a loan of $1,000 or less. Banks are not as agreeable, but talking to them would be worth it. Finance companies will not yield on this point, as they want their remaining investment fully covered.

Do I need Collision coverage if I have a car loan?

Yes, it should be specified in your contract. Once the loan is paid off, you can drop the coverage down to liability only.

Do I need Collision coverage if I have a car loan?

well:

1 - when you got the car and there was a requirement that you have collision coverage - what usually happens is that the leinholder is added as an %26quot;additional insured%26quot; on your policy which means %26quot;they are going to get theirs%26quot;. If you cancel the policy - a letter will go out to all insureds. They will find out when they get the letter.

2 - If you no longer have a lein on your car and you want to get a clear title - you need to get a lein release letter from your leinholder.

However

3- if the DMV says you no longer have a leinholder - go down there and request a copy of your title. When they give it to you - if there is no lein holder listed? You have a clear title.

Sounds kinda fishy that they say you have a clear title but you think you still owe on it. I would call the leinholder and get a statement of account.

Goodluck!

~jifr

Have anyone ever heard of a company call Ruins Financing? If so have you used it before? is it legit

This company called me about a loan approval for $7000 with 17% apr for for 48 months everything seems pretty much okay, Their not asking for anything in advance. For a person with a bad credit it kind of make no sence to me. But when I called the 800 number given to me. The background noises sounds over seas. example: their were roosters in the backgound, the person who answers the phone answers like an house phone. Please let me know. I checked the website and it doesn%26#039;t look right at all.

Once again the name of the company is Ruins Financing

the number is 1-866-608-8672 the guy name is John Anthony. Thank you.

Have anyone ever heard of a company call Ruins Financing? If so have you used it before? is it legitimate?

nope never heard of it before but good luck

Have anyone ever heard of a company call Ruins Financing? If so have you used it before? is it legitimate?

if you are not comfortable dont do it

in there defense - all the call centers are overseas

in small countries - i used to work for a re-fi mortgage

company and they start sending all the call centers to

some small island. they sent me boss out there and she

said it was a nightmare in the middle of nowhere.

need a armed escort - bomb checks on here vehicle etc

Employer charging interest on loan. Is that legal? Part 2?

This loan is really advanced %26quot;salary%26quot;. The company does not give salaries but employees depend on commissions. The employer extends advanced salary to all employees. Once they earn commission, the advanced salary will be deducted from this commission earned. The employee has since left the company and will duly pay any outstanding amount owed. However, the employer is now demanding repayment including interest which was never stated in the contract.

Employer charging interest on loan. Is that legal? Part 2?

Definitely check with an attorney, because I think it is illegal for anyone to charge interest on a loan unless they are specifically licensed to do so. I could be wrong but I think its called loan sharking if they do so. A rather serious federal offense.

Employer charging interest on loan. Is that legal? Part 2?

Ask them to show you where you agreed to pay interest?

Maybe they just though that it was in the contract. Or maybe it%26#039;s in there but you didn%26#039;t see it. So ask. When they see that you have no legal obligation to do so, then let them know that you aren%26#039;t going to out of the goodness of your heart. If they deduct it anyway and it%26#039;s more than $200 I%26#039;d go to small claims court with my contract and evidence that they deducted from my wages.

Best of luck,

Employer charging interest on loan. Is that legal? Part 2?

doesn%26#039;t sound legal to me but I would check with your local labor board on this

Employer charging interest on loan. Is that legal? Part 2?

I would think the reason the employer is charging interest is because the employee left the company and still owes money to the business. I would check with an attorney to see what the law says.

Are you looking for employment in Boca Raton, Florida as a loan officer?

My company is looking for good loan officers in Boca Raton, FL they pay a 50/50 commision only. Interested? Average commission salary...$75,000

Are you looking for employment in Boca Raton, Florida as a loan officer?

I have an office in Florida too...as a matter a fact, I have offices all over the nation. If you are looking for unlimited income, free training, full or part time, contact me bonniegprice@yahoo.com 50/50 is nothing compared to making a cut of money off of hundreds of loan officers nationwide.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

but has already remorgaged and cant find a company that will approve a loan... any idea%26#039;s?x

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

She can%26#039;t get a loan because she is in arrears. No one is going to lend someone who is in that situation money. Would you?

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

Here%26#039;s a thought, why dont they either get a better paid job or learn how to live within their means?

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

If they are having that much trouble, it might be an idea for them to consider whether home ownership is right for them at this point in their lives, or perhaps they have other debts that make it difficult for them to pay their mortgage. If the problem is %26quot;other%26quot; debts, often, people can keep their homes if they declare bankruptcy (at least here in Canada they can); perhaps they should visit an insolvency professional (Trustee in Bankruptcy) to explore their options.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

Getting another loan is not the way forward. It looks like a quick fit solution but its not. I so regret all of my loans and credits. One option is to be declared bankrupt - another to go to one of those places that sorts out all the debt for you. Alternatively is there anyway they can rent out a room in the house? Writing to the Mortgage company is a first - they need to be made aware of the situation. There is a solution out there. Some big cut backs for a year or 5 will make a huge difference - good luck to them.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

sell up before repossession

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

Ask the mortgage lender to extend the repayment years and pay less a month..... the only thing then they will have to pay more interest...........

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

Sounds to me like they%26#039;re completely f**ked and have been living way above their means for years. There is no way they are going to get a remortgage on a remortgage, and not much chance of being able to repay any of the existing debt let alone any new debt. I%26#039;s say he or she is looking at the very realistic prospect of bankruptcy. I%26#039;d suggest start talking to the creditors now, possibly with the aid of the Citizens Advice Bureaux before things get way out of hand, though I fear it is already too late for that. I%26#039;d seriously consider declaring myself bankrupt before the bank does it for me. If they end up in a council house then so be it. I think you%26#039;ll only be delaying the inevitable - unless there is any kind of chance they will be appearing on a TV quiz show in the near future or have a rich Great Aunt who is about to kick the bucket and name them sole beneficary - neither of which is pretty likely...

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

They need to either increase income or reduce expenses in other areas. Getting loans to pay loans is not very wise. Your friend should consider a part time job or business, taking in a boarder, selling the home and downsizing, selling unused items around the house, or whatever it takes to stop the cycle of continuing to add debt to refinance debt. Nobody needs a loan to pay a loan.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

I deal with arrears professionally, your friends best bet is not to ignore the problem it will not go away, be honest and upfront with the mortgage company.

Ask them to send out a mortgage counsellor, this will prove to the company that your friend wishes to clear the debt and has a positive attitude towards the problem.

They will then help him/her to fill out an income and expenditure form which will see where all the money is going to and from there they should be able to advise how the money should be divided between the companies.

Bankruptcy and Trust-Deed should only be considered as a last resort as this will mean anything on hire-purchase will automatically go, including furniture and especially cars. It seems an easy option to start off with but it has hidden dangers including affecting work options and future credit once the thing is over and done with.

Hope this helps.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

There is no hope. If he has re-mortgaged already and still needs more money, if he got another loan within a very short time he would be in the same position again and need more money yet again. The problem is not in the re-mortgaging but something else that keeps getting him to that point. He needs to grapple with that problem first.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

I can%26#039;t help them with the remortaging, but a relative of mine was having similar money problems and went to see a company called Ideal Finance Solutions. He swears they gave him some really good advice and the numbers of several people who could help time.

Their website address is http://www.idealfinancesolutions.co.uk.

There is a section on the website about personal debt and re-mortgaging.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

This sounds like a very dire situation. If they can not live within their means under the current mortgage payments then getting another loan would be a temporary respite (cash in bank) followed by almost certain repossession later - and possibly even bankruptcy.

My advice would be to seek other options such as selling their home and get things back on track until they are ready for the commitment needed to have a mortgage.

I have added details of a company in the source box below that may be of interest.

Whatever, tell them not to take on any more debt, it will most likely result in major problems for the future.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

Get easy loan.Bad credit? no problem..I think the below website helps you.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

I can tell you what not to do. This site is rampant with scammers that want one of two things.

One, for you to send them money up front for a loan. This makes no sense and you will never see your money again.

Two, for you to send your bank account number so they can deposit the FAKE loan into your account. Your account will be wiped out.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

I would suggest that they get out now, how can they afford to pay a mortgage and a loan if they cannot afford the mortgage on its own. They will just have more debts piling up around them.

A friend is in trouble with there mortgage and needs a loan to clear the arrears..?

May not be what they want to hear, but time to face reality. Your friend should think about selling up (market is still good) and either downsizing to smaller house (if there is enough equity in sale to put down deposit and they can find another lender to take them on) or perhaps take the equity, clear any other debts and rent and start rebuilding their credit history.

Need financial help ? Apply for A loan?

GUARANTEED EASY LOANS!!!!!! APPLY NOW What is your situation? Need 100% financing, Can%26#039;t verify income, Can%26#039;t verify employment, Recently self-employed, Bankruptcy, Collections, Credit Issues. Contact us today If you are interested in obtaining a loan Brent Financial Service contact the company with this email address....Brent_financier@yahoo.com for futher proceures on loan.

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Businness loan for young teens and young adults in nova scotia?

i am looking to start my own business but cannot remeber the name or website of the company that give these loans, they give loans up to 5000. does anyone happens to know the name or website? thank you for your time

Businness loan for young teens and young adults in nova scotia?

If you do not have a bad credit getting business loans are easy. It is generally seen that bad credit acts as an obstacle in the smooth running of a business. Are you also facing the same problem? No need to worry, as bad credit business loan is here to solve all your problems%26lt;!--The perfect use of bad credit business loan comprises of the improvement of credentials so that you can avail any loan in the future. You can find more information on Business loans here,

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You can first gather complete information regarding these types of loans. Move ahead in business with bad credit business loans. An effective way to get rid of your bad credit score and to speed up your--%26gt;business dealings is bad credit business loans. You can maintain your perfect credit score as long as you pay off your installments in time. This credit score improvement can enable you to avail any future loan with better terms and conditions.

How to find out my neighbor's mortgage company?

My neighbor just moved out and told me he isn%26#039;t paying mortgages. He promised to call back since I told him I am interested in talking to his mortgage company to possibily assume his loan (and purchase the house). Since he never calls back, is there a way to find out which mortgage company he is using? Will title search tells me this?

How to find out my neighbor%26#039;s mortgage company?

I don%26#039;t suggest you pay for a title search unless you are sure you want to buy the property, but the report would tell you the the bank that lent the money as mortgages are recorded just like deeds. Instead I suggest you go to your county court house and look it up yourself. It is a public record so therefor, free!

How to find out my neighbor%26#039;s mortgage company?

I doubt the company would discuss his mortgage with you, anyway.

How to find out my neighbor%26#039;s mortgage company?

Its highly unlikely you will be able to %26quot;assume%26quot; his loan....The only way to take title to the home is to buy it from your neighbor, which means getting a new mortgage for it......Its also highly unlikely the mortgage company will talk to you about his property, he would have to contact them and ask them if you could assume it.....They did away with assumable mortgages years ago.....Make an offer to buy the property, get a loan for it and hopefully you can take title to it....The advantage you have is, banks don%26#039;t want another foreclosure on their books and you will help your neighbor by taking the property off his hands and avoiding foreclosure....Best of luck!

How to find out my neighbor%26#039;s mortgage company?

Ask a friend that%26#039;s a Realtor to look it up. The listing will show who will be foreclosing on him. Banks also list fore closers on the mls. Mortgages are constantly being sold so what ever mortgage company he used has sold the loan since then and it%26#039;s possible a couple of different times. Also if you go to yahoo real estate then to foreclosers it will let you know if it%26#039;s( lis pendon) just type in your zip and look for your street.

Looking for great Loan Officers in San Diego Looking for Employment!!?

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Position: Loan Officers/Brokers

In this position, you will be working with over 100 banks to match clients needs to the products best suited for them. You will have extensive training and a corporate trainer and sales trainer on site.

Requirements:

.. Bachelor%26#039;s Degree - Preferably from an Ivy League School (No recent college graduates)

.. At least 2 years of sales experience and/or history of successful sales performance in any industry preferably Fortune 500 Training - If have loan experience first year income will be higher

.. Smart and Outgoing

Compensation:

..First Year Earnings - 172,800 - 200,000 (with no experience in the loan industry)

..With Experience in loan industry-Average 1-3 year at the company is making 250,000-300,000

..Top Employees earning upwards of a million per year

..800/month car allowance

..maximum of 40,000 in vacation bonus

..For every 20k in revenue you generate in net proceeds you keep 4k for yourself on top of commissions

My Client offers:

..NO COLD CALLING - Leads come to you!!

..Company spends 1.5 million a month in advertising (direct mail and infomercials)

..Company can offer the best rates to their customers because they fund over a billion dollars a month in loans and can therefore offer wholesale rates ( For example: banks like Wells Fargo actually offer his company a better rate to their customers than they offer even Wells Fargo%26#039;s own brokers because of the volume of loans produced)

..They can do next day docks as well - in house - loans get be funded within 1 to 2 days

.. Has Contracts with hundreds of banks

.. Highest overall closing rates in the country

.. Highest net income for loan officers on average than any other company in the country

.. All sales manager%26#039;s have a Master%26#039;s Degree

.. Company spends 3 times as much in advertising than their competitors, 12-18 million dollars a year in advertising

.. Base salary to ramp up

.. $800 a month car allowance once quota is met

.. Great training

.. Corporate Trainer and Sales Trainer On Site

.. Ratio of 1:3 for Loan Processors to Loan Officers

.. Very Exclusive Leads from Infomercials, direct mailing, etc.

Please email me you resume in word format to be considered.. Positions will go quick so send ASAP...

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Looking for great Loan Officers in San Diego Looking for Employment!!?

Try advertising in the San Diego newpapers or corporate magazines.

Looking for great Loan Officers in San Diego Looking for Employment!!?

is this type of thing permissible

How can I become the responsible party on a loan that I co-signed with my son?

Co-signed loan with my son that has his SS# listed first. He will default on the loan because he is unemployed and unable to make payments. I would like to consolidate this loan with other student loans that I have but the company won%26#039;t allow it because I am not the 1st responsible party. Any ideas on how to handle this?

How can I become the responsible party on a loan that I co-signed with my son?

There could be a couple of ways. First, don%26#039;t let up on the original company. Because you co-signed you will get the notification that the loan is in default and that could hurt your credit. The other way is to see if you could get a loan at your local bank and pay off all the loans including his, that way you only have one payment. If after explaining to the original company the situation and they still won%26#039;t budge, keep asking for a manager or higher up, someone who actually has the authority to make decisions. A lot of times the first person you talk with can only say no.

How can I become the responsible party on a loan that I co-signed with my son?

that doesnt sound right, the company has no say on who pays them off and for what reason, i would look into that a little

How can I become the responsible party on a loan that I co-signed with my son?

If you are truly the co-signer and not the co-maker, you are only responsible when the loan goes to default. I would look into obtaining financing other places before this happens.

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

I am considering a payday loan with the Route 66 Funding Company. I am looking for others that have dealt with this company who can share their experience with me. I am hoping that it is not a scam.

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

THEY ARE PREDATORY LENDERS AT THE WORST WHO PREY ON PEOPLE WHO HAVE NO CREDIT BUT JOBS AND THEN RAPE THEM WITH HIGH INTEREST AND LATE FEES TOO . STAY AWAY FROM THEM .

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

those places all charge a huge percentage, its not worth doing.

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

all payday loans are bad, you will be paying such a high interest rate. And they let you get deeper and deeper in debt.

If you don%26#039;t pay, they run your check though and it bounces and you can have criminal charges done.

so basic rule one, never , ever use a payday loan

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

One of the first things they teach you in accounting and finance 101 is how horribly BAD those loans are. It%26#039;s cheaper to pay late fees or reconnect fees on your utility bills than the interest and fees on those loans.

If you get one of those loans you will always owe on it, because you are borrowing your own money. When you get your next check you will have to pay the loan back and still you will need to borrow more money to make it to the next check.

Has anyone dealt with the payday loan co. Route 66 Funding,and was it a positive experience?

hey route 66 funding is legit, but theres better ones out there with less charges. like paydayok.com i really recomend that one... its 10$ fee for every 100$ borrowed....

cheaper than most places

Can my boyfriend and I both be on a home loan even though we aren't married?

My boyfriend and I have been together for 5 years now. We aren%26#039;t engaged or married because I just graduated college this year. We have been living in an apartment since I graduated and now we want to buy a home together. I am trying to get a pre-approval for a home loan and was wondering if my boyfriend and I can both be on the pre-approval and the home loan? I talked to a mortgage company to get my pre-approval today and jsut realized that they didn%26#039;t ask me to get any of his info even though I mentioned this. Do you ahve to be married to get a home loan together?

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

no, you dont have to be married

it%26#039;s considered a joint loan just like any other loan

....

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

You do not have to be married

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

You can get the loan together without being married. They will hav e to pull your credit separately and fill out 2 separate loan applications, but this won%26#039;t really mean anything to you as far as work level. It%26#039;s a bit more work for the mortgage company, but it%26#039;s not a big deal.

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

you sure can just be ready to pay for the whole loan when he knocks you up and bolts town.

I%26#039;m not kidding, I%26#039;m a guy and i see ladies put in this situation all the time.

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

You dont have to be married but consider the legal consequences of what a joint account will do if you should break up. Can either of you get the loan without each other? If not, maybe you are getting into a home that you cannot afford. Plan on a 15 year mortgage instead of a 30 year and each put 1/2 into the mortgage payment so that you know who owes what in the event of a breakup. If there is no breakup, you%26#039;ve got a debt free home in 15 years. If there is, it%26#039;s easier to refinance with more equity than debt for either of you. With nice tax deductions for married people, what%26#039;s stopping you from saying %26quot;I DO?%26quot;

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

The answer is YES. You can do the transaction but be sure that this is the person that you will be with for at least the term of the loan. If you break up, you will probably have to sell the place and split the money.

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

Yes you can, but think long and hard before doing it. Many couples later regret it.

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

You and Donald Trump can be on a home loan together if you wanted - as long as both of you are approved for the loan, and both sign for it. You don%26#039;t have to be married, engaged, or even know each other to be on a loan together.

The question is do you want to. As both of you are on the loan, you will both be held jointly and individually liable for the loan should anything happen. That means that if either of you decide to split, and the mortgage goes down the tubes, both of you will be held accountable for the resulting foreclosure. This is a little more of a commitment than just being boyfriend/girlfriend. Boyfriend and girlfriend can just break up and walk away anytime they want. Joint loan owners can%26#039;t.

Maybe a better idea would be for one of you to get the loan, and then the other sign a lease agreement (whoever isn%26#039;t going to be the primary owner). That way, you also know that that individual will be able to handle the loan on their own. You can always refinance down the road in both of your names as you become more sure about the relationship and get married (it is much more difficult to have someone removed from a loan than it is to add someone).

Matter of fact, in most states you wouldn%26#039;t even need to refinance - because the spouse is automatically part owner of the property.

Can my boyfriend and I both be on a home loan even though we aren%26#039;t married?

You should go for a proper program with an expert%26#039;s help for a better management. Check out here for some useful info and tips.http://homeloan.online-assistant.info/ho...

Where's The Best Place To Get A Loan?

What are the best companies/banks to get loans through? I need to get a 30K loan from a bank to pay off my car/credit card/debt bill. I know that you%26#039;re not supposed to pay off loans with other loans, but I am basically just trying to consolidate my debt into ne monthly payment. Any suggestions?

Where%26#039;s The Best Place To Get A Loan?

Don%26#039;t pay attention to the people on here who are

trying to Scam you. Beware of Advance fee Loan scams.

Beware of Advance fee Loan scams.

Beware of Advance fee Loan scams.

DO NOT take any offers or click any links from people

that post on this board... they are ALL SCAMS.

Where%26#039;s The Best Place To Get A Loan?

If your credit is above at least 650 you can get a loan at that level. Try http://www.choicepeerlending.com

Personal loan--bad credit? (No scams, no upfront fees)?

Is there a real, official website/company that offers personal loans to people with bad or even no credit? I do not want to pay a fee like 1200 dollars as an upfront deposit. I don%26#039;t believe that should have to be the case. Thanks very much!

Personal loan--bad credit? (No scams, no upfront fees)?

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

Personal loan--bad credit? (No scams, no upfront fees)?

Even if you%26#039;re credit isn%26#039;t great, you can get an unsecured personal loan with prosper via BMZ.com

Good company and a great group.

Good Luck!

We owe on a mobil home and we have a regular house. will the company that we owe on the mobile home

anyone heard if we still owe on a mobil home and we have a loan on a regular house that the company that we got the loan will give us a buyout price that is way lower on what we owe on the mobile home.

We owe on a mobil home and we have a regular house. will the company that we owe on the mobile home buyout us?

Read that question out load to yourself and put yourself in the loan companys position. What is your answer

We owe on a mobil home and we have a regular house. will the company that we owe on the mobile home buyout us?

What?

We owe on a mobil home and we have a regular house. will the company that we owe on the mobile home buyout us?

Ask them, we don%26#039;t know.

We owe on a mobil home and we have a regular house. will the company that we owe on the mobile home buyout us?

Wha? Are you asking if they will settle your debt on the mobile for less than you owe so you dont have to pay as much?

No.

Can you request loan information on your Ex to prove income?

My ex is self employed. He owes a large amount of child support. I have found out that he making a large amount of money now. I would like the monthly amount modified. But he refuses to show proof of income. A lawyer told me you can supeona loan applications to see what he claims as wages on those applications and use that as proof on income. Anyone know if this is true and how I could do this without paying a lawyer? I know of a few companies he has gotton loans from within the last year.

Can you request loan information on your Ex to prove income?

The attorney you spoke with is correct, when you apply for any loan you need to provide income and proof thereof as part of the approval process. Unfortunately, you will need to contact an attorney to have him/her subpoena the applications. If you know the companies it will make it cheaper (considering the attorney%26#039;s paralegals won%26#039;t have to research that part) but unfortunately there is no way around contacting an attorney for the subpoena.

Be mindful though, if it is between defaulting on a loan and paying back child support he is bound to certain legal protections. So if you find out he owes a few hundred thousand dollars in loans, give it a little time.....all things your attorney will advise you on.

Can you request loan information on your Ex to prove income?

You have no access to his information. You will need a lawyer who will have the court issue a subpeona demanding your ex submit the requested information.

You can%26#039;t do it yourself.

Can you request loan information on your Ex to prove income?

Subpoenas invoke the power of the court, they can be issued by anyone, and they order an adversary or non-party to produce documents or information. An attorney is not required to issue a subpoena, however, a pending lawsuit is required. Attorneys already know the procedure for filing lawsuits and subpoena%26#039;ng information so paying a lawyer to do it should be money well spent. Or you can yourself look at the local version of Rule 26 (Discovery) in your civil procedure rules and pretend you can do it on your own.

Is there a student loan you can get if you have bad credit?

I have pretty bad credit but I%26#039;m wanting to get a student loan to help me out with some things while I%26#039;m in school. I only need $1500.00. Does anyone know of any companies that do student loans for people with bad credit?

Is there a student loan you can get if you have bad credit?

There you go : http://index-go.com/student-loans-financ...

Good luck !

http://index-go.com/debt-consolidation-r...

Is there a student loan you can get if you have bad credit?

Go to the student finantial support at your University and they more than happy to help you. If you ask for a help they can even give you some cash same day, and rest of it in two weeks time. I been there, this is reality. %26quot;Some things%26quot; have to be real problem, think before you go what to say, just like that nobody give money. Good luck!

Is there a student loan you can get if you have bad credit?

Private student loans are credit based. Federal loans are need based. If you want to try to qualify for a federal loan, fill out your FAFSA online at http://www.fafsa.ed.gov/ .

If you just want a private student loan which is a bit quicker and easier, you will need a co-signer with decent credit. Check out http://www.thinkfinancial.com .

Good Luck

Is there a student loan you can get if you have bad credit?

Get easy loan.Bad credit? no problem..I think the below website helps you.

Is there a student loan you can get if you have bad credit?

First of all BE CAREFUL when deciding on a loan, particularly when it is one offered to you by an online company. Many of these %26quot;companies%26quot; use very deceptive practices and will tack on extraneous fees that are hidden in the contracts.

If you absolutely cannot go with your personal bank, then try the link out at the bottom of my post. They work with a bunch of lenders and let you choose the loan that best suits you. Several people in my family have used them successfully so I have them bookmarked.

Good luck in getting the loan!

Who can help me negotiate a reduced settlement for a defaulted private loan?

I have a Sallie Mae Signature Student Loan that has defaulted. I am trying to rectify the situation, but would like to speak to someone about my options for solving the issue. Who can I contact to help me fix this problem? The only information I have right now is the original balance (from approximately 10 years ago), the name of the guarantor, and the name of who is handling the loan now; it is a different company than the guarantor. I am hesitant to contact the company handling it without consulting someone that knows how to handle a situation like this. Any help?

Who can help me negotiate a reduced settlement for a defaulted private loan?

What you are doing is admirable indeed . They probably have long since written the thing off as a bad debt. Coming back after this period of time, you should be able to negotiate some sort of terms that you can live with.... Other than facing the music that is coming to you, your only other choice is to keep silent and dont bring up the written off debt issue at all...

Who can help me negotiate a reduced settlement for a defaulted private loan?

Try going back to the original company

Who can help me negotiate a reduced settlement for a defaulted private loan?

unfortunatly the student loans are the ones you do not want to default on. you should contact them immediatly and tell them what happened, that can screw your credit rating for years

Mother loaned money to me for my company thru a line of credit against her house and business shut d

I owned a small corporation and my mother took out a interest only line of credit loan against her free and clear house and loaned it to me for my buisness. my buisness did not work and was forced to shut down.Is thier any way my mothers loan can be forgivin with either because of a %26quot;bad investment%26quot; without losing her house.Is thier anything i could do or any channels i may go down to investigate this further? I at this point am paying only the interest on it personally every month.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

You better take out a loan to pay back dear mom.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

I would suggest keep paying the bill each month even if your business closes that way it shows your trying to be independent and she wont hold it against you

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

Do whatever you have to do in order to keep Mother in her home and do not ever borrow from her again.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

Talk to a bankruptcy lawyer. If your company went under, more than likely you went bankrupt. So, both you and her need to hire a BANKRUPTCY lawyer, and figure out how her bad investment can be removed from her credit. I hope you two drew up papers, stating that the money you borrowed was as an investment for her in your company, and hope you had it witnessed and notarized. If you did, take those papers to the lawyer and have him advise you. Usually bankruptcy lawyers will charge you a flat fee.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

Unfortunately, there isn%26#039;t an easy way out of this. Someone is going to need to pay back the loan or she will lose the house.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

Disclaimer: I am not a lawyer, and I highly recommend that you contact an attorney who specializes in small business-corporate law or real estate and small business law in your state.

Generally speaking, your mother%26#039;s line of credit loan has no direct relation to your business. It is a collateralized loan, which means that the loan was made because of the equity available in your mother%26#039;s house. Her house is the collateral. The bank or mortgage company doesn%26#039;t care what your mother did with the money. She could have bought a boat, went gambling in Las Vegas or taken a trip to Europe.

There are certain types of investment losses that can be claimed as deductions on income tax. But I don%26#039;t believe your mother%26#039;s %26quot;investing%26quot; in your business would qualify. In any case, I%26#039;m guessing that she simply gave you access to the money and that there%26#039;s no paperwork stating it was a business investment (%26quot;loans%26quot; and %26quot;investments%26quot; are defined and treated differently). And, no, you can%26#039;t do the paperwork after the fact.

As I understand it, you have four possibilities:

1. You continue to make the payments. Get a job and hope you can start making enough to pay down both interest and principle. If you don%26#039;t start paying down the principle, the interest will continue to grow.

Also, you didn%26#039;t say if the line of credit had any special features. Is it an adjustable-rate loan that can increase or decrease? Does it have a balloon-payment (i.e., in a certain number of years, will she have to pay a huge lump sum)? That would make a difference in how you should plan.

2. Check with another bank or mortgage company. Depending on your mother%26#039;s age, equity and finances, maybe she could arrange a reverse mortgage (see Source(s), below) to buy out the current line of credit loan. This isn%26#039;t a perfect solution but, if it%26#039;s available, it should allow her to remain in her home. NOTE: This would not wipe out the debt. It would simply restructure how it%26#039;s handled.

3. Your third choice is to help your mother sell her current house and hope there%26#039;s enough equity to buy her a new one, or at least to move somewhere she can afford to live. At the very least, selling her house removes the loan and possibility of foreclosure.

If you%26#039;re only paying the interest and if she%26#039;s under any threat of foreclosure, you should DEFINITELY consider this option. There are quite a few investors who will likely be interested in purchasing your mother%26#039;s house. No matter how much you don%26#039;t want to face this possibility, at least if you and your mother sell the house, you maintain a little control of the outcome. If the house goes to foreclosure, she will have fewer options AND she%26#039;ll have a foreclosure on her credit rating.

4. If the rental or lease-to-own market is good in your area, have your mother rent her house or a portion of her house to pay all or a portion of the credit line loan. She may have to move in with you, or find alternative housing. I know this is awful. Your mother%26#039;s life will be disrupted. But it is an option.

I can%26#039;t think of anything else to help you at the moment. DO contact an attorney in your state. DON%26#039;T rely solely on advice here to take action. Laws vary by state and time is not on your side.

DO NOT think that just because someone promises to %26quot;save%26quot; your mother%26#039;s house, that the promise will or can be kept. I%26#039;ve personally known people who have gone to the brink of foreclosure and would have fallen over the edge if they hadn%26#039;t made sure things happened, verified and checked information themselves, made sure when things were going to happen, and were generally a pain in the neck to make sure no one dropped the ball.

To everyone else, this is just a deal, a sale, or an investment. To you, this is your and your mother%26#039;s lives.

Take care. And I%26#039;m so sorry you have to send this message on Mother%26#039;s Day. : (

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

I%26#039;m sorry to hear about your business. That is a terribly traumatic thing to go through, and I know how you must feel today.

I%26#039;m sorry that I don%26#039;t have great news for you. What happened is that you created two loans. Loan #1: Your mother borrowed money from the bank against her house. Loan #2: You borrowed money from your mother to fund your business. When your business goes under, you or your business may be able to declare bankruptcy, but that will only affect loan #2. You could possibly reneg on your debt to your mother through the legal process of bankruptcy, but there are ethical and relational issues here. Nonetheless, none of this has anything to do with HER separate loan from the bank. In fact, be careful about being too aggressive. When she took out the loan, she probably signed paperwork promising to use it for something other than putting it into her son%26#039;s business. If you make life too difficult for the bank, they could probably get away with calling the loan in tomorrow. They could even claim fraud against her if she told them she was using it for repairs or whatever, and then used it for something else. Don%26#039;t make her life more difficult than you already have.

You can feel free to contact an attorney, but I can%26#039;t imagine anyone telling you any different. If you love your mom, you need to find a way to pay off her loan and give her back her freely owned home. Meanwhile, she%26#039;s at risk, because if anything happens to you, she%26#039;ll still be responsible for her loan, and she may not have the resources to pay for it.

Basically, you got her into this, and if you have any respect for her, you better pay it. There is no way to forgive a loan like this. The reason they wouldn%26#039;t loan this money except against the house is because they were trying to protect themselves against a loan that could get set aside.

Mother loaned money to me for my company thru a line of credit against her house and business shut down.Help!?

Talk to these guys.....quick.

http://www.asgoldstein.com/index.html

I want to start a music production company...Any suggestions?

I%26#039;m a music producer based out of L.A. I%26#039;ve got some credits to my name but i%26#039;m really trying to expand. I decided to make it official and get my production company incorporated. I%26#039;m debating on getting a business loan so i can launch the company the way it needs to be done. Can anyone make any suggestions for making this a reality ? Where can i find loans? Can i get grants?

I want to start a music production company...Any suggestions?

No.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not rep

I%26#039;m looking at refinancing my auto loan after a bankrupcy. The orig. company reports to the credit beurus but is at 13.5 % I%26#039;ve been offered a refi at 10.72% but they don%26#039;t report to credit bueru until after 1 year am I better of with the original or the refi.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

I would say it depends on if you have an underlying reason for wanting your credit score to improve. Are you planning on making any purchases on credit in the near future? If not I think I would go with the lower interest rate and the year will pass by quickly. GOOD LUCK

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

It depends on how much longer you%26#039;ll be paying off your loan. By the way, both of those rates seem very high.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

only if there is no hidden fine print should you go with the lower precent.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

If you%26#039;re trying to rebuild your credit, the %26quot;no report%26quot; loan will do NOTHING for you. You%26#039;ll pay a bit less interest in the long run with it, but it won%26#039;t help your credit record at all for over a year.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

I would say the best bet is to pay your debt down with the lower interest loan and pay off other debt to. This will help more with your credit score and your budget if you can lower all your debt. You have to be thinking more long term. If you are considering getting another loan in the short term you probably really aren%26#039;t concerned to much about your credit score.

I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?

no report means no history. abot 6 months of history (good history) should be able to drop your interest rate below 7% with a reputable lender and thus save about the same money (that is if it%26#039;s a long term loan)

Is there any way for a very low income person with bad credit to get a home loan?

I have a very bad credit score and very little income, but can afford a small home payment. Does anyone know where I can find a company willing to approve a loan under these circumstances?

Is there any way for a very low income person with bad credit to get a home loan?

There are so many creative loan programs out there that pretty much anyone with a pulse can get a home loan. However, if you do creative stuff to get a loan, or use a creative loan you may wind up not being able to afford your housing payment. A foreclosure is just about the worst thing that you can have on your credit report, so perhaps you%26#039;d do best to rent while your credit improves and your income increases and purchase a place when it%26#039;s less of a stretch.

Is there any way for a very low income person with bad credit to get a home loan?

A sub-prime lender or funder may take the risk, but you have to be able to come up with a 10% downpayment.

What about government programs like Fannie Mae or something?

Is there any way for a very low income person with bad credit to get a home loan?

seriously?

stay in the apartment.

there are companies out there who will loan you money.

it is a sucker bet for them - you lose.

bad credit = you have not learned to own your money.

little income = you haven%26#039;t learned to earn.

no sane person would want to make that loan nor should you take that loan.

visit daveramsey.com to learn about your money before you become homeless.

get read and act on %26#039;48 days to work you love%26#039; so you can support your self.

read %26#039; house buying for dummies%26#039; to see the nightmare and shafting you are trying to give yourself.

Is there any way for a very low income person with bad credit to get a home loan?

you sure have me...i do not know...but if you find a company to do it ...you will be paying %26quot;outrageous%26quot; interests rates...you might want to re-think it...fix your credit and wait 7-10 years...that%26#039;s when most things come off of your credit score...good luck

Is there any way for a very low income person with bad credit to get a home loan?

Two months ago there were plenty of companies willing to lend. Now there are none. Google %26quot;subprime lending%26quot; for more details.

Is there any way for a very low income person with bad credit to get a home loan?

Try Lendingtree.com...they will send your application to alot of different finance companies that deal with credit issues. The only down side is that you will probably not qualify for 100% loan.....but you can get an 80% loan and have to have 20% down.

Is there any way for a very low income person with bad credit to get a home loan?

i think if you look into local community development organizations they could help. in philly we have neighborhood c.d. c. they have some different programs like help with downpayments if you partisipate in classes. programs to help clear up your credit. first time homeowner,low income programs. look in the local newspapersor the blue pagesof the phonebook. good luck.

Is there any way for a very low income person with bad credit to get a home loan?

There are still many that will help you. Check out:www.dmfund.com.

Is there any way for a very low income person with bad credit to get a home loan?

Try a loan officer ... applications are free.

240-843-4416 - ask for amanda, tell her Gina refferred you.

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

I have tried several companies about a home loan but they say 10,000 is too low. By the way this loan would be to purchase a mobile home.

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

Try this website. My friend got a loan from there. Its like the ebay of loans.

Prosper.com

Check it out for real. I heard good things about them.

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

Try asking for a PERSONAL loan of $10,000. $10,000 is too low for a home loan. And don%26#039;t worry, your interset rate won%26#039;t be too high, but it won%26#039;t be too low either. :)

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

Go to a bank and ask them for a loan. Simply tell them it%26#039;s a personal load and most banks will give personal loans of $10,000. It%26#039;s unlikely you%26#039;ll get an actual mortgage for that amount, though, so your interest rate will be higher.

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

yes companies are right,try for atleast 50,000.

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

Visit any local bank of your choice and ask them bout the same. They%26#039;ll grab u as u are a prospective customer. All the best!

How do I go about getting a personal loan for 10,000?This loan is to purchase a home,?

If you%26#039;d like a lower rate on a personal loan... try a local bank or credit union. Open a checking or savings acct. with them, then arrange for the payments to be taken directly from said account on the personal loan. Some credit unions will do a mobile home like a car loan... you could ask. If they say %26#039;yes,%26#039; your interest rate will probably lower than a personal loan. Good luck.

T.C.

Why can I not get a loan as a firts time home buyer ?

Why can%26#039;t I obtain a loan from a bank or morgage company ? They say that you can have good credit or bad, But I guess they are only looking for reallllllllly good A+1 credit score.

Why can I not get a loan as a firts time home buyer ?

You need some sort of credit. If you have absolutely no credit than you neither have good or bad credit. If you have no credit it is almost as bad as having bad credit to a bank or morgage company. In order to get a loan for a home you may need a co-signer.

Why can I not get a loan as a firts time home buyer ?

Look at the income to debt ratio.

Why can I not get a loan as a firts time home buyer ?

They make big adverts promising everything. Reality is different.

They will give you all sorts of stupid excuses why they cannot suddenly give you a loan. Find a honest (?/!) Mortgage broker,and he/she may be able to help you. Remember to compare rates with different types offered, and try to make your choice. . All the best %26amp; God speed to you.