I know there are a few but they charge much higher interest rates.
If your CCJS are recent, why not concentrate on saving some money if possible rather than borrowing more and getting into more trouble. Work on getting your credit rating up to a respectable level.
Go speak to your bank and open a regular savers account of some sort. If money is really tight, why not try getting a part-time job - in a pub or something.
I am in a little debt - but not serious - like most of the rest of us - and it is a little scary - I want to try and save and get it all paid off.
Good luck.
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
Why not just save hard instead...?
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
This route sounds like it shall take to to more CCJs...maybe saving and not buying things for a while would help? Loans are just going to keep bleeding money away from you.
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
Try enquiring of your local council whether there is a credit union locally, failing that, there are specialist companies on the net that do lend on these terms. Be careful you don%26#039;t get screwed on the APR if you use them!
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
The combination of CCJ%26#039;s and no mortgage will make it virtually impossible to get a loan. Companies that offer loans to people with CCJ%26#039;s want the security of being able to grab your house if you dont pay, as it is you have a history (for whatever reason) of not paying and no security, your chances are not good.
Oh and dont go paying these companies that claim to be able to get CCJ%26#039;s legally removed from your credit history - they are full of it and nothing more than con artists.
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
An unsecured loan made to someone with ccj%26#039;s will always attract a very high interest rate. Depending upon how much you want to borrow there are several companies that can help. If the amount is relatively low, and your credit record is very bad then you need to look at companies like London Victoria who will set weekly payments and send a collector to your home each week to take cash. If the amount you need is more substantial then companies such as Welcome have loans.
Ultimately your own bank is your best bet, and if the loan is for a car, then the dealer will be able to find you finance however bad your credit record is.
Idealy tho%26#039; you should clear your ccj one by one and the citizens advice bureau have debt councillors that will give free help in negotiating clearing your debts, often companies will reduce the debt and freeze any interest to assist you in clearing your record.
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
ill lend u a tenner
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
If you rent from a housing association try them. My housing association has recently started lending money to people and I%26#039;m fairly certain they mentioned that CCJs don%26#039;t matter.
Failing that why don%26#039;t you just do a general search on the net? do something like type in debt help or something into a search engine?
I have ccjs and i was wondering if any1 knows of a company that gives loans to ppl withh ccjs %26amp; no mortgage?
It depends on how bad your adverse information is. I work for a finance broker. email me if you want to discuss this further. There are companies out there.
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